Charles Schwab is a savings and loan holding company. Co. is engaged, through its subsidiaries, in securities brokerage, banking, money management, and financial advisory services. Co. provides financial services to individuals and institutional clients through two segments: Investor Services and Institutional Services. The Investor Services segment provides retail brokerage and banking services to individual investors. The Institutional Services segment provides custodial, trading, and support services to independent investment advisors. The Institutional Services segment also provides retirement plan services, specialty brokerage services, and mutual fund clearing services.
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