Hovnanian Enterprises designs, constructs, markets, and sells single-family detached homes, attached townhomes and condominiums, urban infill and active adult homes in planned residential developments. Co. consists of two distinct operations: homebuilding and financial services. Co.'s homebuilding operations consist of six segments: Northeast, Mid-Atlantic, Midwest, Southeast, Southwest and West. Co.'s financial services operations provide mortgage loans and title services to the customers of its homebuilding operations. As of Oct 31 2012, excluding unconsolidated joint ventures, Co. provided homes for sale in 172 communities in 37 markets in 16 states throughout the U.S.
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