Conns is a retailer of durable consumer products, and it also provides consumer credit to support its customers' purchases of the products that it provides. Co. provides its products through retail stores located in three states: Texas, Louisiana and Oklahoma as well as through its website. Co. sells its products for cash or for payment through credit cards, in addition to providing its customers financing alternatives through its credit programs and third-party financing. Under its in-house credit program, Co. provides its customers an installment payment plan. Co. also provides customers no-interest financing plans through its in-house credit program and a third-party financing program.
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