American Express is a bank holding company. Through its subsidiaries, Co. is a global services company. Co.'s range of products and services includes: charge and credit card products; expense management products and services; consumer and business travel services; stored value products such as Travelers Cheques and other prepaid products; network services; merchant acquisition and processing, servicing and settlement, and point-of-sale, marketing and information products and services for merchants; and fee services, including fraud prevention services and the design of customer loyalty and rewards programs.
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